Send mobile top-up anywhere in the world
Recharge any phone in 150+ countries in seconds.
Airtime, data bundles and gift cards for the people who matter. Bill payments are coming soon.
$0 fee on your first transfer
New to ZOE Connect? We waive our service fee on your first top-up — you pay only the amount you send.
Safe, instant checkout
Use the control bar above to send a top-up — fast, secure checkout to 150+ countries, right from this page.
500+ operators. Hundreds of global brands.
Everything you need to stay connected across borders.
Mobile top-up,
delivered in seconds.
150+ countries, 500+ operators. Enter a number, we detect the carrier, and the airtime lands before you close the tab.
Digital gift cards
Amazon, Apple, PlayStation and hundreds more — emailed instantly with a redemption code and PDF receipt.
Bill payments · Coming soon
Not available for checkout yet.
ZOE Wallet
Closed-loop ZOE Credit from refunds and rewards.
Partner Marketplace
Ebooks and digital products from independent creators.
ZOE membership
Lower top-up fees, rewards on every order and priority support.
See the plansTop-up loved ones in over 150 countries.
Send a top-up in three simple steps.
Pick a country
Choose from 150+ countries and 500+ mobile operators.
Enter the number
Type your recipient's mobile number — we detect the operator.
Pay & send
Pay securely by card or wallet. Airtime arrives in seconds.
Sending love is just one tap away.
Faster checkouts, exclusive app-only deals, and full history on the go.
iOS and Android apps are in the works — the web app works on every phone today.
Loved by customers in 150+ countries.
Reviews published here come from submissions approved through our review process.
Your payments are protected
Every page and transaction runs over an encrypted connection, and card details are handled by Stripe — never stored by us.
HTTPS in transit
Connections to ZOE Connect are protected in transit using HTTPS.
Payments processed by Stripe
Card details are handled directly by Stripe and are not stored by ZOE Connect.
Protected accounts
Passwords are hashed, sessions are token-based, and your data is isolated per account.
Third-party fulfillment
Eligible digital products are fulfilled through Reloadly and applicable operators or brands.
Compliance & certifications
Stripe payment processing
ProviderCard details are handled directly by Stripe and are not stored by ZOE Connect.
ZOE Connect security
Self-describedOur security page describes current controls. It is not an independent certification or audit.
Statuses are maintained by ZOE Connect. Items marked “Working toward” are in progress and are not certifications.